I have complained many times in my life about the outrageous cost of insurance. I’ve called it “legalized extortion”, and I still feel that way in most respects. I think it is ludicrous how much money goes out the window each month for homeowners, car, medical, disability, life, dental and vision coverage. It’s scary, really.
However, right now I am not complaining. I am feeling so grateful for our medical insurance, of which we pay 100%, through my hubby’s company. My medical bills keep rolling in; a new one arrives almost daily. I couldn’t even tell you how much everything has totalled to date with all the labs, radiology, office visits and surgery. The hospital bill, itself, was over $24,000. Last night we got a notice from our insurance provider that our amount of the hospital bill is less than $1000!!! We paid a $250 co-pay when I was admitted to the hospital so our remaining balance is actually just under $700!
I don’t know how we would have managed my thyroid surgery without the insurance. I am certain that I would not have had the same level of care that I received if I were on some government program, or simply had no insurance coverage. And the bills? OMG! They would have devastated us financially.
So today I am thankful for the blessing of good health care insurance. It’s a necessity in today’s world, and such a blessing to someone, like me, who has had some serious health issues lately. We work hard and fork over a lot of money out of our own pockets every single payday, but it is so worth it when you realize you could have been stuck with more than $40K (at least) in debt and it will probably end up costing less than $5K in the long run.